PRIVACY POLICY
Rev. Jan. 2021 |
FACTS | What does Universal Account Servicing, LLC do with your personal information? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and/or share depend on the product or
service you have with us. This information can include:
|
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons for which Universal Account Servicing, LLC chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information: | Do Universal Account Servicing, LLC share? | Can you limit this sharing? |
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes— to offer our products and services to you |
No | We Don't Share |
For joint marketing with other financial companies | No | We Don't Share |
For our affiliates’ everyday business purposes—
information about your transactions and experiences |
Yes | No |
For our affiliates’ everyday business purposes—
information about your creditworthiness |
No | We Don't Share |
For our affiliates to market to you | No | We Don't Share |
For nonaffiliates to market to you | No | We Don't Share |
Questions? | Call 1 (888) 232 - 2302 |
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Who We Are | |
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Who is providing this notice? | Universal Account Servicing, LLC. |
What We Do | |
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How does Universal Account Servicing, LLC protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and secured buildings. |
How does Universal Account Servicing, LLC collect my personal information? |
We collect your personal information, for example, when you
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
|
Definitions | |
Affiliates |
Companies related by common ownership or control. They can be financial and
nonfinancial
companies.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and
nonfinancial
companies.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market
financial
products or services to you.
|
Other important information | |
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Please note:
When you are no longer our customer, we continue to share your
information
as
described in
this notice.
Important information about phone calls, texts, prerecorded and email
messages: If, at any time, you provide to Us, our affiliates or designees
contact numbers that are wireless telephone number(s) including, but not limited
to, cell or VoIP numbers, you are consenting to us using an automated dialing
system to call or text you, or to send prerecorded messages to you, in order to
service, and collect on, any personal account(s) and business account(s) for
which you are an authorized signer, guarantor or designated contact person, but
not to market to you. For any type of phone calls with us, you consent that the
call may be monitored or recorded for quality control and training purposes. By
providing your email address, you consent to receive electronic mail from us.
For our everyday business purposes, we may share your personal information with the merchants and service providers where you use your Account and their related companies. You cannot limit this sharing. |